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510-786-8739 Schedule Zoom | CA DRE #01480904 · NMLS #300923
Licensed Since 2005 · Fremont, California · Mortgage Coach

20 Years of Turning
Declines Into Approvals.

We are not just mortgage brokers. We are coaches, strategists, and advocates built on a foundation of transparency, expertise, and an obsession with getting our clients the best possible outcome — every single time.

Our Mission

More Than a Mortgage.
A Partnership.

At SI MTG, we believe every borrower deserves a fair shot at financing — regardless of how complex their situation appears. We have spent over two decades building the expertise, lender relationships, and program knowledge to say yes when others say no.

We are the mortgage division of Salimi Investments. Whether you are buying your first home, scaling a commercial portfolio, or launching a business with an SBA loan — we treat every deal as if it were our own.

Our competitive yield spread advantage means you always receive the lowest possible rate. We shop over 50 lenders so you never have to settle.

20+
Years Experience
50+
Lender Partners
30+
Loan Programs
15
Days Avg Close
Lowest
Yield Spread
Nationwide
NonQM Coverage
Meet the Founder

Bilal Salimi

Founder & Principal Mortgage Broker · CA DRE #01480904 · NMLS #300923

With over 20 years in the real estate and mortgage industry, Bilal Salimi has built SI MTG on a simple belief: every borrower deserves an advocate, not just a loan officer.

Bilal has navigated clients through every market cycle — the 2008 crash, the pandemic boom, rising rate environments — always finding creative, compliant paths to financing when others could not.

Deeply rooted in the Fremont and Bay Area community, Bilal serves borrowers in English, Farsi, and Arabic — understanding the unique needs of the Afghan, Iranian, Arab, and immigrant communities that call the Bay Area home.

CA DRE #01480904 NMLS #300923 Licensed Since 2005 Equal Housing Lender QM & NonQM Specialist SBA Expert Gas Station Specialist Islamic Finance Referral
Our Partners

The SI MTG Ecosystem

🏠
Visionary Estates
Residential real estate listings and buyer representation in the Bay Area.
Visit Website →
🏭
Salimi Investments
Commercial real estate acquisition, management, and investment advisory.
Visit Website →
⛽
Gas Station Solution
End-to-end support for gas station buyers — listings, due diligence, and SBA financing.
Visit Website →
Common Questions

About SI MTG FAQs

Where is SI MTG located?
Our office is at 44840 S Grimmer Blvd, Fremont, CA 94538. We serve clients throughout the Bay Area and California, and handle NonQM and commercial loans nationwide. We meet in person, by phone, and via Zoom.
What languages does SI MTG serve?
We serve clients in English, Farsi (Persian), and Arabic. We also have resources available in Spanish, Vietnamese, Tagalog, and Chinese through our language tools. We are deeply connected to the Afghan, Iranian, and Arab communities in Fremont.
How is SI MTG different from a bank?
As a mortgage broker, we shop your loan across 50+ lenders to find the best rate and program. Banks can only offer their own products. Our yield spread advantage means we consistently beat bank rates — and we have programs banks don't offer.
Does SI MTG charge upfront fees?
We do not charge upfront application fees. Our compensation comes from the lender at closing in the form of a broker fee. We are always transparent about our compensation and work to ensure it doesn't cost you more than going direct.
How do I schedule a consultation?
Call us at 510-786-8739, email info@simtg.com, or schedule a Zoom through our Google Calendar. We respond to all inquiries within 2 business hours.

Ready to Work With Us?

No pressure, no jargon — just honest guidance from 20+ years of experience. Serving Fremont, Bay Area, and nationwide.

Apply Now → Call 510-786-8739
CA DRE #01480904 · NMLS #300923 · Equal Housing Lender · 44840 S Grimmer Blvd, Fremont CA 94538
MIA — Mortgage Intelligence Assistant
Online · SI MTG Team
Hi! I'm MIA, your SI MTG mortgage assistant. I can help you find the right loan program, explain rates, or get you started. What can I help you with today?
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SI MTG · CA DRE #01480904 · NMLS #300923 · Not financial advice
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