SBA & Business Financing
Grow Your Business,
Grow Your Business,
Fund Your Dreams
SBA loans, equipment financing, business acquisitions, franchise funding, and working capital — expert coaching from application to closing, every step of the way.
$5M+
SBA 7(a) Max
10%
Min SBA Down
25yr
Max SBA Term
20+
Years Experience
Government Backed
SBA Loan Programs
Small Business Administration loans — lower down payments, longer terms, and government guarantees for qualified businesses
💡
Why SBA? SBA loans offer lower down payments (as little as 10%), longer repayment terms, and competitive rates — making them the most powerful financing tool available for small business owners. We coach you through every step of the process.
SBA 7(a) Loan
The most flexible SBA program — working capital, real estate, equipment, and business acquisition
Max Loan
$5 Million
Min Down
10% – 15%
Rate
Prime + 2.75%
Max Term
10–25 Years
- ✓Working capital, equipment, real estate
- ✓Business acquisition and buyouts
- ✓Refinance existing business debt
- ✓Most flexible SBA program available
Best for: Small businesses needing flexible multi-purpose financing
SBA 504 Loan
Fixed-rate financing for major assets — owner-occupied commercial real estate and heavy equipment
Max Loan
$5.5 Million
Min Down
10%
Rate
Fixed — Below Market
Max Term
10–20 Years
- ✓Fixed below-market interest rate
- ✓Owner-occupied commercial real estate
- ✓Heavy equipment and machinery
- ✓Only 10% down for qualified borrowers
Best for: Businesses buying owner-occupied real estate or equipment
Equipment Financing
Finance machinery, vehicles, technology, and specialized equipment — preserve your working capital
Max Loan
$5 Million
Rate
6.75%+
Max Term
7–10 Years
Min Down
10% – 20%
- ✓Machinery, vehicles, technology
- ✓Medical, dental, restaurant equipment
- ✓Fleet and transportation financing
- ✓SBA and conventional options available
Best for: Businesses needing equipment without depleting cash reserves
Business Financing
Business Loans
Business Financing Programs
Acquisition financing, franchise funding, and working capital — we coach first-time business buyers from start to close
Business Acquisition
Buy an existing business with SBA or conventional financing — we coach first-time buyers every step
Max Loan
$5 Million
Min Down
10% – 20%
SBA Available
Yes — 7(a)
Max Term
10 Years
- ✓Purchase an existing profitable business
- ✓Include goodwill, inventory, and assets
- ✓SBA 7(a) preferred — lowest down payment
- ✓Full coaching from LOI to closing
Best for: Entrepreneurs buying an existing business
Franchise Financing
Fund your franchise purchase — from fast food to fitness, we know what lenders want to see
Max Loan
$5 Million
Min Down
10% – 20%
SBA Available
Yes — 7(a)
Brands
SBA approved list
- ✓SBA-approved franchise brands preferred
- ✓New and resale franchise locations
- ✓Include equipment, build-out, working capital
- ✓Multi-unit franchise expansion financing
Best for: First-time and experienced franchise owners
Working Capital
Keep your business running and growing — lines of credit and term loans for operational needs
Max Amount
$5 Million
Structure
Line or Term Loan
SBA Available
Yes — 7(a)
Max Term
10 Years
- ✓Revolving line of credit
- ✓Seasonal business cash flow needs
- ✓Inventory and payroll financing
- ✓Bridge gap between receivables
Best for: Businesses needing flexible operational capital
Specialty Programs
Niche Expertise
Specialty Business Programs
Specialized financing for unique business types — where most lenders say no, we find a way
Gas Station Loans
Specialized SBA and conventional financing for gas stations and convenience stores
Max Loan
$5M+ SBA
Min Down
10% – 20%
SBA Available
Yes — 7(a)
Experience Req.
Flexible
- ✓Gas station purchase and refinance
- ✓C-store and car wash included
- ✓SBA 7(a) for first-time buyers
- ✓Environmental assessment guidance
Best for: Gas station buyers and existing operators expanding
Healthcare Practice Loans
Finance your medical, dental, or veterinary practice — startup, acquisition, or expansion
Max Loan
$5 Million
Min Down
10%
SBA Available
Yes — 7(a) & 504
License Req.
Yes
- ✓Medical, dental, veterinary practices
- ✓Startup, acquisition, or expansion
- ✓Include equipment and working capital
- ✓New graduates welcome with strong plan
Best for: Healthcare professionals starting or buying a practice
Islamic Business Finance
Sharia-compliant business financing — halal structures for Muslim business owners
Structure
Sharia-Compliant
Interest
None (Halal)
Business Types
All eligible
Lenders
Personally vetted
- ✓Murabaha and Musharaka structures
- ✓Certified Islamic finance lenders
- ✓Business acquisition and equipment
- ✓Every lender personally vetted by us
Best for: Muslim business owners seeking halal financing
🏢 Need commercial real estate financing? Our Commercial page covers CRE loans, multifamily, bridge loans, construction, and hard money programs in detail.
Ready to Fund Your Business Vision?
We coach you through every step — from choosing the right program to closing the deal. No obligation, just honest guidance.
SI MTG | CA DRE #01480904 | NMLS #300923 | Licensed in California. This page is for informational purposes only and does not constitute a commitment to lend. Loan programs, rates, terms, and guidelines are subject to change without notice. All loans subject to credit approval. Equal Housing Lender. Privacy Policy | NMLS Consumer Access
Gas Station Loans
Specialized SBA and conventional financing for gas stations and convenience stores
Max Loan
$5M+ SBA
Min Down
10% – 20%
SBA Available
Yes — 7(a)
Experience Req.
Flexible
- ✓Gas station purchase and refinance
- ✓C-store and car wash included
- ✓SBA 7(a) for first-time buyers
- ✓Environmental assessment guidance
Best for: Gas station buyers and existing operators expanding
Healthcare Practice Loans
Finance your medical, dental, or veterinary practice — startup, acquisition, or expansion
Max Loan
$5 Million
Min Down
10%
SBA Available
Yes — 7(a) & 504
License Req.
Yes
- ✓Medical, dental, veterinary practices
- ✓Startup, acquisition, or expansion
- ✓Include equipment and working capital
- ✓New graduates welcome with strong plan
Best for: Healthcare professionals starting or buying a practice
Islamic Business Finance
Sharia-compliant business financing — halal structures for Muslim business owners
Structure
Sharia-Compliant
Interest
None (Halal)
Business Types
All eligible
Lenders
Personally vetted
- ✓Murabaha and Musharaka structures
- ✓Certified Islamic finance lenders
- ✓Business acquisition and equipment
- ✓Every lender personally vetted by us
Best for: Muslim business owners seeking halal financing
🏢 Need commercial real estate financing? Our Commercial page covers CRE loans, multifamily, bridge loans, construction, and hard money programs in detail.
Ready to Fund Your Business Vision?
We coach you through every step — from choosing the right program to closing the deal. No obligation, just honest guidance.
SI MTG | CA DRE #01480904 | NMLS #300923 | Licensed in California. This page is for informational purposes only and does not constitute a commitment to lend. Loan programs, rates, terms, and guidelines are subject to change without notice. All loans subject to credit approval. Equal Housing Lender. Privacy Policy | NMLS Consumer Access